PWR Retirement Group

Empowering Federal Employees Through Union-Led Education

Gain clarity on your federal benefits, retirement planning, and TSP strategy — backed by union leadership and trusted educators across Puerto Rico & the USA.

Your Union • Your Benefits • Your Future

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PWR Retirement Group proudly empowers union leaders and members through trusted federal benefits education, exclusive retirement tools, and personalized guidance.

Not yet a member? Select Join The Union on your local branch card to begin your membership enrollment.

AFGE District 5

AFGE District 5

9 Active Local Chapters

AFGE District 5 is the largest district within the American Federation of Government Employees. It advocates for fair treatment, workplace protections, strong benefits, and a secure future for dedicated public servants across the Southeastern United States and Puerto Rico.

AFGE Chapters Directory

9
AFGE Local 554

AFGE Local 554

Atlanta, Georgia

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AFGE Local 558

AFGE Local 558

West Palm Beach, Florida

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AFGE Local 696

AFGE Local 696

Jacksonville, FL

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AFGE Local 1858

AFGE Local 1858

Huntsville, Alabama

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AFGE Local 2779

AFGE Local 2779

Gainesville, Florida

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AFGE Local 2778

AFGE Local 2778

Decatur, Georgia

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AFGE Local 559

AFGE Local 559

Orlando, Florida

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AFGE Local 2317

AFGE Local 2317

Albany, Georgia

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AFGE Local 547

AFGE Local 547

Tampa, Florida

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Pay Your Union Dues Easily Online

Access the secure APWU E-Dues portal to pay your union dues, manage your membership, or update your employment details—all in just a few clicks.

Explore our webinar

Educational Webinars

How to Achieve $1 Million in TSP

How to Achieve $1 Million in TSP

July 145 Minutes
Human Resources Guidance

Human Resources Guidance

March 1145 Minutes
Disability Retirement Benefits

Disability Retirement Benefits

April 2245 Minutes
Workers compensation FMLA

Workers compensation FMLA

April 1145 Minutes

What You Will Learn

Everything you need to take control of your financial future — all in one masterclass

01

Value Driven Career

Maximize your financial benefits, understand your compensation package, and make informed decisions that align with your long-term financial goals.

02

Retirement Guidance

Navigate FERS, TSP, and Social Security with confidence. Learn strategies to optimize your retirement income and create a sustainable withdrawal plan.

03

Skill Enhancement

Develop practical financial literacy skills, from investment basics to tax planning, designed specifically for federal employees’ unique circumstances.

04

Retirement Readiness

Assess your retirement timeline, calculate your pension, and create a personalized action plan to transition smoothly into your post-career life.

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You Served. You Sacrificed. Now Secure What You Deserve.

PWR Retirement Group stands shoulder-to-shoulder with union members to maximize every benefit you've earned.

Welcome & Onboarding
Home Dashboard & TSP Tracker
Core Federal Benefit Services
FERS Retirement Estimator
MIKE AI Assistant & Support
Financial Calculators Suite
Welcome & Onboarding(1 of 6)
OFFICIAL MOBILE APP

Everything You Need Right in Your Pocket.

Exclusively for federal employees — track your benefits, plan your retirement, and stay informed. All in one secure, convenient app.

Smart Planning Built for Federal Employees

Plan confidently with tools built to help you understand your years of service, retirement timeline, and benefit options.

Clarity on Complex Federal Benefits

Access insights, workshops, and resources that simplify TSP strategies and federal retirement planning.

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Watch & Learn

Real Conversations. Practical Guidance

Hear from union leaders, members, and retirement educators on the decisions that matter to federal employees. Scroll through the videos and watch what interests you.

AFGE Local 2317

PWR Podcast With Marvin Jackson

AFGE Local 2779

VA Workers for a Strong VA

AFGE Local 559

Union Leadership & Retirement Choices

AFGE LOCAL 0507 — EXCLUSIVE

PWR Podcast With Cynthia Boston

Afge Local FiveFourSeven

Federal Employee Health & TSP Security

TwentySeven SeventyEight

Stand, Unite, Fight for Workers Rights

FAQ'S

Got Questions? We've Got Answers

Clear, union-backed clarity on FERS, TSP distributions, rollovers, and federal employee retirement readiness.

Follow these steps to find reliable retirement guidance for federal employees in the USA and Puerto Rico:

  • Check reputable financial planning and retirement service directories.
  • Scroll through social media platforms
  • Share your retirement goals and service requirements on financial planning platforms to connect with experienced professionals.
  • Get recommendations from online reviews

TSP distribution or withdrawal happens in 4 different methods.

1Partial Distribution
The account holder must withdraw a minimum of $1000 from their TSP account.
2Complete Distribution
Withdrawing the entire amount present in the TSP account.
3Annuity Purchase
Purchase annuities with TSP funds for lifetime coverage. This is a one-time payment for annuities where the federal employee gets monthly payments for their lifetime.
4Installments
A monthly, quarterly, or half-yearly plan to withdraw money from the TSP account.

Different TSP rollover methods are –

1In-Kind Transfer
This type of transfer is applicable for switching your investments from one employer to another without any tax penalties.
2Set Up IRAs Before Rollover
Choose the type of IRA account and appoint beneficiaries before rolling over a TSP account. Your employer can directly transfer funds to the new account or offer a cheque to deposit into the new employer’s plan.
3Liquidation of Individual Funds
Closing down different types of TSP funds and liquidating the amount to invest in the rollover account.

The 2 Types of Rollover are –

Direct RolloverBroker to Broker transfer
Indirect RolloverTSP to person direct distribution

Professional retirement guidance can help maximize your savings and strengthen your investment portfolio to support your long-term financial goals. Specific responsibilities include –

  • Help explore the rules, benefits, and limitations of the Federal Employee Retirement System and Civil Service Retirement System plans
  • Smart investment into the best TSP funds
  • Assess the profit and returns on each TSP fund type
  • Navigate the plans and benefits of the Federal Employees Group Life Insurance plan
  • Identifying a pre-tax or post-tax investment plan for your retirement
  • Compare the benefits of different savings plans
  • Lower the tax deductions from pension and savings

Federal employees get 6 types of TSP fund options for investment. These are –

1TSP C Fund
Common stock index S&P500 investments
2TSP S Fund
Small-cap stock index investments
3TSP I Fund
International stock index into large companies such as Apple and Samsung
4TSP F Fund
Bonds investments
5TSP G Fund
Government securities funds
6TSP L Fund
A combination of the above 5 types of investment funds